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Texas Income Protection Plan for State Employees, ERS

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  • Welcome to TIPP

    Welcome to TIPP

    Welcome to the Texas Income Protection Plan℠ (TIPP)
    website where you’ll find everything you need to know about TIPP disability coverage.
    Apply for TIPP short-term and/or long-term disability coverage during Summer Enrollment. Learn more.
  • Who Will Pay the Bills?

    Who Will Pay the Bills?

    Illness or injury can strike anyone, at any time. TIPP provides you
    a percentage of your paycheck to help pay the bills if you become disabled and can’t
    work.

    Learn why coverage
    matters    .

  • Get TIPP during Summer Enrollment

    Get TIPP during Summer Enrollment

    Summer Enrollment is a great time to apply for TIPP disability coverage. If you become disabled and can’t work—TIPP provides you a portion of your income to help pay the bills. Learn more.
  • Need to File a Disability Claim?

    Need to File a Disability Claim?

    You can file a claim online or by calling TIPP Customer Care toll-free at
    (855) 604-6230 (TDD – 711), Monday – Friday, 7 a.m. – 7 p.m. CT.     Learn more.


  • Understand Your Options

    Learn about your TIPP options and how to get coverage.

    Learn more

    Retired Couple

  • How to File a Claim

    Learn how to file a claim and access a checklist to get prepared.

    Find out how

    Women on Computer

  • Benefits Coordinators

    Resources for benefits
    coordinators.

    Access here

    Advisor to Couple

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Disclaimer

The ERS Texas Income Protection Plan℠ (TIPP) website highlights disability benefit provisions offered to participants in the Texas Employees Group Benefits Program (GBP). This website doesn't imply eligibility or participation in the disability benefit plans, and it is not intended to affect the plans' eligibility rules, benefits, conditions, or limitations. It doesn't cover every detail, and it's not a contract between you and ERS.

The Master Benefit Plan Document (MBPD Plan Year 2025 Effective 9/1/24) (548KB) supersedes all other print and electronic documentation about the TIPP disability program. If the content of this website differs from the plan documents, the terms of the plan documents will control. We expect to continue to provide the benefits described; however, ERS reserves the right to modify, amend, suspend, or terminate these benefits at any time.