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Texas Income Protection Plan for State Employees, ERS

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Limitations and Exclusions

Take time to review the Limitations and Exclusions (89k). This information explains when you wouldn’t be eligible to receive disability payments. See the Master Benefit Plan Document (MBPD PY 2024—Effective 9/1/23) (1.1MB) for complete details.


Questions?

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Call TIPP Customer Care toll-free at
(855) 604-6230 (TDD – 711),
Monday – Friday, 7 a.m. – 7 p.m. CT.

Learn more about why you need disability coverage.

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Disclaimer

The ERS Texas Income Protection Plan℠ (TIPP) website highlights disability benefit provisions offered to participants in the Texas Employees Group Benefits Program (GBP). This website doesn't imply eligibility or participation in the disability benefit plans, and it is not intended to affect the plans' eligibility rules, benefits, conditions, or limitations. It doesn't cover every detail, and it's not a contract between you and ERS.

The Master Benefit Plan Document (MBPD Plan Year 2025 Effective 9/1/24) (548KB) supersedes all other print and electronic documentation about the TIPP disability program. If the content of this website differs from the plan documents, the terms of the plan documents will control. We expect to continue to provide the benefits described; however, ERS reserves the right to modify, amend, suspend, or terminate these benefits at any time.