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Texas Income Protection Plan for State Employees, ERS

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Your Summer Enrollment phase is an opportunity to elect disability insurance. Read about this benefit and enrollment process.

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Your Role and Responsibilities

As a benefits coordinator, it’s important for you to know about the programs offered to your employees and the value of those programs. We recommend that you read the various resources available to employees, such as the TIPP User’s Guide (1.6MB). We also suggest that you take a look at the news articles on the News tab on this website.

Benefits coordinators can assist employees with eligibility and enrollment questions, finding TIPP resources, and how to start the claims process. You should:

  • Complete the employer section of the disability claim form then return it to the participant.
  • Tell your new employees about their limited opportunity to enroll in TIPP benefits without evidence of insurability (EOI). Then, provide a link to the TIPP User’s Guide (1.6MB), where the employees can find more information.
  • Inform existing employees who wish to apply for TIPP benefits that enrollment is limited to Summer Enrollment or within 31 days of an applicable qualifying life event (QLE), and that EOI is required.
  • Direct employees who need to submit EOI to their ERS accounts, and explain that Guardian Life Insurance will contact them regarding their EOI applications.


Questions?

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Call TIPP Customer Care toll-free at
(855) 604-6230 (TDD – 711),
Monday – Friday, 7 a.m. – 7 p.m. CT.

Who Needs Disability Coverage?

Find out now

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Disclaimer

The ERS Texas Income Protection Plan℠ (TIPP) website highlights disability benefit provisions offered to participants in the Texas Employees Group Benefits Program (GBP). This website doesn't imply eligibility or participation in the disability benefit plans, and it is not intended to affect the plans' eligibility rules, benefits, conditions, or limitations. It doesn't cover every detail, and it's not a contract between you and ERS.

The Master Benefit Plan Document (MBPD Plan Year 2025 Effective 9/1/24) (548KB) supersedes all other print and electronic documentation about the TIPP disability program. If the content of this website differs from the plan documents, the terms of the plan documents will control. We expect to continue to provide the benefits described; however, ERS reserves the right to modify, amend, suspend, or terminate these benefits at any time.