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Texas Income Protection Plan for State Employees, ERS

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Master Benefit Plan Documents

The Master Benefit Plan Document (MBPD Plan Year 2025 Effective 9/1/24) (548KB) describes TIPP benefits available to eligible employees. It includes information regarding:

  • who is eligible;
  • when coverage begins and ends;
  • how benefits are calculated;
  • when benefits are not payable (called Limitations and Exclusions);
  • how benefits are paid; and
  • more about the TIPP program.

The Master Benefit Plan Document (MBPD Plan Year 2025 Effective 9/1/24) (548KB) supersedes all other print and electronic documentation about the TIPP program.

See the prior year’s Master Benefit Plan Document: Master Benefit Plan Document (MBPD) Plan Year 2024—Effective 9/1/23 (0.3mb).


Questions?

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Call TIPP Customer Care toll-free at
(855) 604-6230 (TDD – 711),
Monday – Friday, 7 a.m. – 7 p.m. CT.

Learn more about why you need disability coverage.

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Disclaimer

The ERS Texas Income Protection Plan℠ (TIPP) website highlights disability benefit provisions offered to participants in the Texas Employees Group Benefits Program (GBP). This website doesn't imply eligibility or participation in the disability benefit plans, and it is not intended to affect the plans' eligibility rules, benefits, conditions, or limitations. It doesn't cover every detail, and it's not a contract between you and ERS.

The Master Benefit Plan Document (MBPD Plan Year 2025 Effective 9/1/24) (548KB) supersedes all other print and electronic documentation about the TIPP disability program. If the content of this website differs from the plan documents, the terms of the plan documents will control. We expect to continue to provide the benefits described; however, ERS reserves the right to modify, amend, suspend, or terminate these benefits at any time.